We can offer you a range of finance options to assist in the purchase of your car. Our rates are very competitive and flexible. You can apply for finance by filling in the below Application Form.

Car Finance Application

* Indicates required fieldWhat happens if I fill in the form?

Contact Details Step 1 of 3

  • Make:
  • Model:
  • Year:
  • Mileage:
  • Retail Price: ---

Finance Calculator Step 2 of 3

Retail Price:

repayments of ---

Summary

  • Finance Type: Hire Purchase
  • Retail Price:
  • Your Deposit:
  • Finance Amount:
  • Minimum Deposit Percentage:
  • Document Fee: 63.33
  • Purchase Fee: 63.33
  • Term:
  • Total Cost of Credit:
  • Total Amount Payable:
  • Representative APR*:
  • Monthly Repayments:

This calculator defaults to the max term. Other terms are available.

This information is for illustrative purposes. Consumer Hire Purchase is a fixed rate product. Lending criteria, terms and conditions apply (over 18s only). Subject to credit approval. Hire Purchase agreements are subject to the requirements and protections of the Consumer Credit Act 1995 and sections of The Consumer Protection Code 2012. The finance example is based on a 8.9% APR (Annual Percentage Rate) and is inclusive of a documentation fee and purchase fee of € each. Additional fees may apply for early repayment of a fixed rate agreement or if an account falls into arrears. Rate quoted is correct from today's date and is subject to change. Offer available on model above at participating dealers. Finance is by way of Consumer Hire Purchase agreement provided by Permanent TSB Plc, trading as PTSB Asset Finance. Ownership remains with Permanent TSB Plc, trading as PTSB Asset Finance until the final payment is made. You will need to insure and maintain the vehicle. Figures are indicative and the quotation is for illustrative purposes only and does not constitute an offer.

PTSB Asset Finance will pay a referral fee to CarsIreland for new business finance originated through them.

Finance Config

  • name: Permanent TSB
  • rate: 8.50
  • higherRate: 11.90
  • lowerRate: 6.90
  • depositPercentage: 10.00
  • lowerDepositPercentage: 10.00
  • higherDepositPercentage: 20.00
  • minCarValue: 5000.00
  • lowerMinPrice: 4000.00
  • lowerMinYear: 7
  • higherMinPrice: 4000.00
  • higherMinYear: 11
  • minCarYear: 8
  • roundedMonthlyPrice: 0
  • providerID: 8
  • showWeeklyPrice: 1
  • showMonthlyPrice: 1
  • showFinance: 0
  • repaymentTerms: 0
  • CIfinanceFlag: 1
  • providerImage: https://motorlib.carsireland.ie/ci-default/provider-logos/PTSB-asset-finance-logo.png?1001
  • showRepApr: 1
  • showStdApr: 0
  • documentFeeText: Document Fee
  • documentFeeAmount: 63.33
  • completionFeeText: Purchase Fee
  • completionFeeAmount: 63.33
  • financeFormHeader: Car Finance Application
  • calWarningText: <p><b>This calculator defaults to the max term. Other terms are available.</b></p><p>This information is for illustrative purposes. Consumer Hire Purchase is a fixed rate product. Lending criteria, terms and conditions apply (over 18s only). Subject to credit approval. Hire Purchase agreements are subject to the requirements and protections of the Consumer Credit Act 1995 and sections of The Consumer Protection Code 2012. The finance example is based on a 8.9% APR (Annual Percentage Rate) and is inclusive of a documentation fee and purchase fee of &euro;<feerate></feerate> each. Additional fees may apply for early repayment of a fixed rate agreement or if an account falls into arrears. Rate quoted is correct from today&apos;s date and is subject to change. Offer available on model above at participating dealers. Finance is by way of Consumer Hire Purchase agreement provided by Permanent TSB Plc, trading as PTSB Asset Finance. Ownership remains with Permanent TSB Plc, trading as PTSB Asset Finance until the final payment is made. You will need to insure and maintain the vehicle. Figures are indicative and the quotation is for illustrative purposes only and does not constitute an offer.</p><p>PTSB Asset Finance will pay a referral fee to CarsIreland for new business finance originated through them.</p>
  • hirePurchaseText: Hire Purchase
  • financeHoverMessage: Hire Purchase is a traditional form of car finance which is structured to suit your budget with fixed monthly payments throughout the agreement. At the end of the agreement and once the final payment is made, you then own the car. Other finance offers may be available to suit your needs, please visit the Competition and Consumer Protection Commission website for independent advice on alternative finance products.
  • whatHappensForm: <p><h3>Important information before you apply</h3><p>This Hire Purchase application will only be submitted to Permanent TSB Plc, trading as PTSB Asset Finance and will not be submitted to other car finance providers.</p><p>The motor dealer selling the car will be provided with the details you provide to us on this application and will also be notified of the outcome of your application.</p><p>By applying for car finance online, through the CarsIreland application form, you can receive a decision from us by email. Any approval that you receive is conditional and subject to verification of all information provided by you.</p><p>The motor dealer will contact you after there is a decision on your application for finance to discuss next steps.</p><p>There is no obligation on you to purchase the vehicle.</p><h3>Applying for Finance</h3><p>By completing this application form, the motor dealer who is selling the vehicle will be able to quickly get back to you with a decision around vehicle financing options that are available to you.</p><h4>Step 1: We seek approval for your application</h4><p>We will only pass this application on to Permanent TSB Plc, trading as PTSB Asset Finance, and the dealership who will review the application. Typically, you will receive a response within 1 business day.</p><h4>Step 2: The dealership will contact you</h4><p>You will decide whether you wish to see the car either in person or virtually. You can then finalise the finance agreement and necessary paperwork. Once you have conditional approval, if you decide to go for a different car from the same dealer, your finance application can be re-used, assuming the required deposit details are provided.</p><h4>Step 3: Drive away</h4><p>There will be much less to do at the dealership, and waiting for finance won&apos;t hold things up.</p></p>
  • hasCustomDepositPercentage:
  • hasCustomRate:
  • apr_asterix: *

Personal Details

Employment

Car Details

Data Protection and Consents

The information that you provide on this application will be forwarded to Permanent TSB Plc, trading as PTSB Asset Finance. This information will be used by them for the purposes of assessing your eligibility for PTSB Asset Finance car finance products and potentially offering you a product or quote.

All information provided by you will be securely provided to the motor dealer selling the car so that they can contact you to discuss your car purchase and finance. The motor dealer may need to gather additional information from you if requested to by Permanent TSB Plc, trading as PTSB Asset Finance.

How we will use your information

Before continuing with this, please read the information below which explains how we (Permanent TSB Plc, trading as PTSB Asset Finance.) and others will use your personal and financial information during this process. When we use and share personal and financial information, we do so on the basis that we have a legitimate interest to prevent fraud and money laundering, to manage our risk and to protect our business and to comply with laws that apply to us (including verifying your identity and assessing the suitability of our products).

For full details about how we use the personal and financial information of our customers, please see our full Privacy Notice at https://www.ptsb.ie/gdpr/data-protection-notices/

Who we are

The organisation responsible for processing your personal and financial information is "Permanent TSB Plc".

Permanent TSB Plc, trading as PTSB Asset Finance. Registered No. 222332. Registered Office: Permanent TSB Plc Head Office, 56-59 St. Stephen's Green, Dublin 2, D02 H489. Permanent TSB Plc, trading as PTSB Asset Finance is regulated by the Central Bank of Ireland.

How we will use and share your information

Please refer to our Data Protection Notice for details on how we will use and share information. The latest version of our Data Protection Notice can always be found online at https://www.ptsb.ie/gdpr/data-protection-notices/.

By submitting this application, you are confirming that:

  • You are aware of your rights under the Central Reporting Act 2013 that you have a right to;
    • Obtain a copy of your credit report;
    • Add an explanatory statement to your credit report;
    • Apply to have your information corrected or updated;
    • Place a notice of suspected impersonation on your credit report;
Warning: You may have to pay charges if you pay off a hire-purchase agreement early
NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.
Warning: If you do not meet the repayments on your hire– purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
  • All information provided on this application is complete and accurate.
  • I confirm that I have read and understood how my personal data will be used as outlined above and in the PTSB Data Protection Notice.
  • I have read and accept the information above.
  • I agree with the above and understand that the detail of my finance application is being submitted to Permanent TSB Plc, trading as PTSB Asset Finance, CarsIreland, and the motor dealer selling the car.
version : 1.3 form : 7186585